It is possible to immediately stop a foreclosure sale and save your home with a Chapter 13 bankruptcy. When you get behind on your mortgage, catching up seems next to impossible. A Chapter 13 bankruptcy can be the extra break you need to help bring you current. You can pay back the mortgage arrearage with a Chapter 13 payment plan. It is also possible to “strip off” a second or third mortgage and completely eliminate that debt.
Don’t trust your mortgage company to take care of you, or to follow through with that promised home loan modification. Nationwide, very very few home loan modification applications are permanently approved. If you think your mortgage company is giving you the run around, a Chapter 13 payment plan may be the better option.
Julie Cliff takes pride in helping individuals file for Chapter 13 bankruptcy and establishing a viable debt restructure. As an experienced bankruptcy attorney and Chapter 13 attorney, Julie Cliff has helped numerous debtors recover from mortgage defaults and return to their normal lives as homeowners.
We’ll help you with all the particulars and paperwork involved in establishing Chapter 13, including:
• Analyzing your debt
• Determine eligibility and gauge your income
• Ascertain your property exemptions
• Complete and file all forms
• Represent you at hearings and help negotiate with creditors
Beyond guiding you through the Chapter 13 process, Law Office of Julie Cliff will instruct you as to the best course of action. Chapter 13 isn’t for everyone, and there are numerous factors to consider. No matter your situation, you can always trust Law Office of Julie Cliff to provide honest legal counsel that helps with your debt.
Don’t Let Debt Ruin Your Life; Get A Fresh Start With the Help of Law Office of Julie Cliff
To schedule a free consultation please call us today at (719) 331-0727.
Initial consultations are free and completely confidential.
Law Office of Julie Cliff is a debt relief agency.
